Gaurav Kumar, Founder and CEO, Yubi Group
Gaurav Kumar is the visionary Founder and CEO of Yubi Group, the world’s only technology company powering the end-to-end debt lifecycle. Yubi today facilitates over ₹1,40,000 Cr in debt volumes, connecting 17,000+ enterprises and 6,200+ investors and lenders, while significantly reducing collections costs and fostering financial inclusion.
With over 18 years of experience in India’s debt and fintech sectors, Gaurav is a serial entrepreneur who has consistently pioneered solutions to address critical gaps in the financial ecosystem.
Before founding Yubi, Gaurav co-founded Vivriti Capital in 2017, a leading NBFC, and Vivriti Asset Management in 2019. He also served as the Chief Business Officer of Northern Arc Capital and CEO of Northern Arc Investment Adviser Services, gaining extensive experience in structured finance and capital markets.
Under Gaurav’s leadership, the Yubi Group has expanded to include platforms like Accumn (credit decisioning tech), Spocto X (collections tech), and Aspero (fixed income investments), further solidifying its position as a transformative force in India’s financial landscape.
Gaurav serves on the advisory boards of fintech and consumer tech companies in India and Europe, offering strategic guidance on digital innovation and business development. He was a member of the National Committee on Financial Inclusion and FinTech (2021–22) and is recognized for his thought leadership in financial technology.
For more, visit www.go-yubi.com.